It’s time for another shopping + budget recap! August was the third month in my summer quarter and I had just over $75 left in my budget. Do you think I stayed within it?
What I Bought
Old Navy Boyfriend Pocket Tee for Women – $8.47 (sold out online, but still available in stores I think!)
Old Navy Cutoff Denim Shorts – $8.52 (not pictured, seen here)
H&M Denim Overalls – $34.99 (not pictured, seen here)
LuLaRoe Amelia Dress in Mustard – $70 (not pictured)
Monthly Total: 157.92
Even though I exceeded my quarterly budget for summer, this is significantly less than I went over in the winter ($181.73) and the spring ($252.63). Progress, y’all! Though, still, obviously not within budget. Consequently, I’ve done a lot of thinking in July and August about my spending, and especially about these public budget updates. When I was participating in these budget updates last year, I wasn’t actually keeping a budget, just tracking my spending to learn about my shopping habits. After seeing how much I spent, I set a budget that I thought would work for me, while also reeling me in quite a bit.
At the time, I thought that a quarterly budget made the most sense for me because I shop by season. Now that I’m three quarters into 2016, it’s clear to me that I need to switch to a monthly budget format instead. Due to this realization, a raise that hasn’t yet been factored into my budget, and because this is my own dang blog/budget (and I do what I want!), I’ve decided to switch from a $500 quarterly budget to a monthly budget of $250. $250 is meant to be a comfortable number. Some months I’ll likely hit it, and occasionally surpass it (though hopefully not!), but I’d love to stay under it for the most part.
For the sake of transparency, and because I don’t think I’ve ever mentioned it, I wanted to share a list of things that I, personally, don’t include in my budget:
– intimates (bras, undies, socks, etc.)
– loungewear and pajamas
– swimwear and workout clothes
– vintage and locally-sourced pieces
It’s the last one, in particular, that I wanted to make sure I noted here, since I’ve obviously added vintage and items from local shops to my closet this year, but you haven’t seen them in my updates. This exclusion from my budget is an attempt to shop more ethically and support two communities I care deeply about — vintage sellers and local makers. These are usually one-of-a-kind pieces that I’d hate to walk away from, and they honestly take up so little of my yearly spending that I prefer to keep it separate from my regular budget tracking.
So! How do I plan to spend my $250 in September? I’ve got my eye on a leather jacket, a pretty wrap dress, and a few blouses (though those may have to wait until October if it stays this hot!). I’m also hoping to give this dress a try so I can recreate outfits like this in the fall/winter.
Because I value transparency, I always want to share what I received from working with brands each month.
What I Received
(*Don’t forget to get 25% off regular priced styles at Restricted Shoes using the code GIRL25 until August 31!)
As always, I’m linking up with Franish and the other budgeting bloggers. Don’t forget to go see how everyone else spent their budget in August!